Car Ownership in Thailand - The Expats Guide to Buying a Car

Owning a car in Thailand is not difficult, althoughMost insurance policies do cover other drivers of
coping with the way many Thai drivers operateyour vehicle if, and only if, the other driver holds
their cars can be hazardous. In Thailand both newa valid Thai driver's license and is sober. If he is
and used cars are available. You can also import aunder the influence when an accident occurs,
car, but the import duties are heavy and youmany insurance companies can refuse to pay.
could run into problems with parts andYou will be covered if you are sober and either
maintenance if it is a brand not readily found inhold a valid Thai driver's license or have both a
Thailand.valid driving license from your home country and
Foreigners cannot obtain financing for a car inan International Driving Permit. You must have
Thailand. Your options are to pay cash, use aboth. Despite the fact that an International Driving
credit card if you have enough credit available, orPermit has a one year validity period, Thailand
buy through a Thai citizen.honors it only 90 days from the date of your
The car can be purchased in a foreigner's name.entry into the country. Thai law requires you to
If you opt for financing through a Thai friend, youhave the license and your valid passport with you
must be absolutely certain he is someone you canat all times when driving a car.
trust. If the person is not trustworthy, he couldTalking on a mobile phone while driving is
let you make all the payments and then makeprohibited in Thailand. If you are caught talking on
the final payment himself and take the car. Thea mobile phone, the fine is 2000 baht.
car is in his name and there would be no recourseYou are required to display a valid insurance
for you. However if he is trustworthy, aftersticker and a valid road tax sticker on the left
making the final payment the ownership of theside of the car's windshield. The annual road tax
car can be converted to your own name.depends on the make and model of your car. The
Thailand is a right-hand drive country. If you aretax is usually about 2500 baht. You can normally
from a country that is a left-hand drive country,pay the road tax through your insurance
you will have to accustom yourself to right-handcompany. If you prefer, many bank branches can
driving. For some it is a difficult adjustment,handle it for you.
especially if you are driving a stick shift. ForOne consideration is dealing with the police. Quite
others it is easy.often the police set up road blocks and flag down
While buying a used car is available, it is probablydrivers if you have made a violation or if they
best for most foreigners to buy a new carwish to inspect your documentation. Thailand does
through a reputable dealership. In most cases thenot have probable cause rights, so the police are
only cars on the lot will be display vehicles. You willat liberty to stop you even without cause. For
most likely have to order the car and wait forminor violations the fines are usually 200 baht to
delivery, which can take as long as two to three500 baht. Quite often the police officer will allow
weeks, depending on your location.you to pay him immediately, without having to
If you wish to purchase options, in most casesfind and go to a police station. If the police officer
you must pay up front for them.decides to send you to the police station, in most
Service is readily available throughout Thailand. Ifcases the police officer will confiscate your driving
you buy a common brand, such as Honda,license and return it only when you bring a receipt
Mitsubishi, or Toyota, most cities have at leastproving that you paid the fine. If the police officer
one dealership. Independent service shops areconfiscates your license, make sure to ask where
everywhere, even in some of the smallest towns.he can be found after you pay the fine. If you
Maintenance is relatively inexpensive in Thailand.are driving in an unfamiliar locale and are sent to
Parts and labor are also relatively inexpensive.the police station, if the police officer does not
Service stations in Thailand are full service. If, foraccompany you, then in order to find the police
example, you come from the USA, then you arestation it may be necessary to hire a taxi lead
probably used to self service. In Thailand,you to the police station.
however, the service stations do everything fromIf there has been an accident that resulted in
pumping the fuel, to checking your tires, toinjury or death, even if you are clearly not at
washing your windows.fault you still may be arrested and released on bail
All fuel in Thailand is price regulated. All servicewhile a final determination of fault is taking place.
stations sell fuel at the same price throughout theThe vast majority of Thai drivers were licensed
country. Car washes normally cost between 120without any kind of driver education at all other
to 140 baht.than a 2 hour film they must watch at the time
Car insurance is relatively inexpensive in Thailand.they apply for a first driving license. That can
There are three classes of insurance. First classmake driving quite hazardous and it is imperative
covers collision and personal injury protection.that you drive cautiously at all times, making sure
There is no deductible. Second class coversto be very observant. The sheer numbers of
collision and personal injury, but will be coveredmotorcycles on the roads can make driving all the
only if an accident is determined not to be yourmore hazardous.
fault. If the police hold you at fault, then there canWhile becoming accustomed to driving in Thailand
be a large deductible or refusal to pay, in whichcan often be unnerving, being able to drive a car
case you would be responsible for damage tomakes shopping much easier, getting to and from
other involved vehicles and any injuries. Third classwherever you wish to go in the rain much easier,
covers personal injury protection, but does notand opens all of Thailand for exploring. You might
cover collision.also wish to get a GPS. You can find a good GPS
It is recommended that foreigners carry the firsteasily in Thailand, loaded with highly detailed Thai
class insurance. In most cases, provided theremaps, but all in the English language. Having a GPS
have been no claims during the year, dependingmakes finding your destination quite easy and it
on the make and model of your car you cancan be very reassuring. Driving from city to city
expect first class insurance to cost betweenwith use of a road map is fairly simple, but once
18,000 baht to 25,000 baht annually. You mustyou arrive in an unfamiliar city having a GPS can
pay the full premium annually.be extremely helpful.